HGNL

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Your Trustworthy Financial Partner

Welcome to Himalaya Gramin Nidhi Ltd

HGNL Nidhi Limited is a government-registered Nidhi Company committed to building financial security and mutual growth for every member. From gold loans to savings schemes, we provide trusted, member-first services backed by integrity, responsibility, and community values

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Smart Services. Real Benefits.

Gold Loans, Deposits and More — All in One Place

Gold Loans. Mortgage Loans. Fixed & Recurring Deposits. We offer personalized financial solutions with flexible terms and fast processing — built around your needs.

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Reach Out — We’re Just a Call or Click Away

Let’s Talk About Your Financial Goals

Whether you have a question, need assistance, or want to explore our services, the HGNL team is here for you. Visit us, call us, or drop a message — your financial journey starts here.

Building Trust, Securing Futures

HGNL Nidhi Limited – Your Partner in Financial Growth

HGNL Nidhi Limited is a government-recognized Nidhi Company registered under the Ministry of Corporate Affairs, India. With our head office located near SBI and Post Office, Chowari, we are dedicated to promoting financial wellbeing through secure deposits and reliable loan services. Built on the values of trust, responsibility, and mutual growth, we empower members with tailored financial solutions that ensure security and prosperity.

Deposits
Gold Loan
Mortgage
Recurring
Mobile App
Trust
Center Person
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Happy Customers

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Financial Services Delivered

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Registered Members

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Government-Registered

Grow with Confidenc Save with Purpose

At HGNL Nidhi Limited, we’re not just about transactions — we’re about trust. Whether it’s savings or loans, we provide financial solutions that empower individuals and strengthen communities.

Safe and Secure
Deposits

Backed by government registration and built on transparency — we serve 2,500+ happy members.

Instant Gold
Loans

Get quick loans against your gold with low interest rates and simple documentation.

Trusted by
Thousands

Backed by government registration and built on transparency — we serve 2,500+ happy members.

Guiding Growth, Empowering Lives

Our Vision And Mission

We’re on a mission to create equal financial opportunities and build a better future through trust, inclusion, and people-first services.

Our Mission

Our mission is to offer affordable financial services, foster saving habits, and serve the underserved through cooperation, innovation, and integrity. We’re here to provide personalized, cost-effective solutions that put people first and support long-term financial well-being.

Our Vision

We envision a future where everyone, regardless of background, has equal access to financial services and the opportunity to live a better, empowered life. Our roadmap is guided by sustainable growth, social inclusion, and a commitment to build a strong, trusted community.

Explore personalized savings and loan options tailored to your financial goals.

Smart Financial Solutions for Every Need

We’re on a mission to create equal financial opportunities and build a better future through trust, inclusion, and people-first services.

Savings Deposits

Encourages regular saving with easy access and competitive interest rates — ideal for salaried individuals and families.

Fixed Deposit

Invest a lump sum for a fixed term and enjoy higher returns with guaranteed safety and flexible tenure options.

MIS Deposits

Perfect for retirees and passive income seekers — earn steady monthly interest payouts from your deposit.

Recurring Deposits

Build savings systematically with fixed monthly contributions and higher interest — ideal for long-term financial goals.

Daily Deposits

Designed for small businesses and daily earners — deposit small amounts daily with full flexibility and tracking.

Contact Us

Our team is here to assist you with any queries. Call, visit, or submit a request — we’re just a step away from your financial growth.

Meet Our Team

HGNL Nidhi Limited is a rapidly Growing Organization, this show how hard we will work.To be successfully in HGNL nidhi limited you require only toe things, First to believe in what you dream and second firm belief on HGNL nidhi limited. Which in positive way to meet people dreams my best wishes are always with you.we with you and the whole HGNL nidhi limited management team in with all of our members for achieving his/her dreams This is the first venture of financial company with the support of customers/members, within a couple of years, company will reach the highest position in the Banking sector.

Trusted by Businesses, Partners & Professionals

What Our Clients Say

HGNL Nidhi Limited is proud to be the preferred financial partner for organizations and professionals across the region. Here’s what our clients say about working with us.

Ravi Choudhary ESL Teacher

Being new to India, I was unsure where to invest. HGNL’s team explained everything clearly. Now I feel confident about my finances.

Sanjay Kapoor Small Business Owner

HGNL made my savings journey easier and more disciplined. Their recurring deposit schemes are perfect for long-term goals

Karan Malhotra Property Consultant

I availed a mortgage loan through HGNL and the process was smoother than I expected. Their support team is top-notch

Priya Mehta Homemaker

HGNL offers trust. That’s rare. Their gold loan helped me during a crunch time without any hidden hassles

Amit Sharma Retired Engineer

Excellent service and transparent advice. HGNL is the kind of financial partner you want long-term

Connect With Us

We’re always here to help. Fill out the form or reach us directly at the details below.
Visit us at our office or call us — your financial growth journey starts here.

Our Partners

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