HGNL Board of Directors
Driving Vision. Building Trust. Empowering Dreams.
Visionary Leadership Backed by Dedication & Trust
HGNL Board of Directors
At HGNL Nidhi Limited, our Board of Directors leads with purpose, passion, and the belief that every dream deserves a chance. As a rapidly growing organization, HGNL is built on the hard work of its people and the unwavering trust of its members.
We believe true success begins with two things:
- A bold dream.
- A firm belief in HGNL Nidhi Limited as the partner to help fulfill it.
This journey is not just a business venture — it’s a people-powered mission. With the support of our customers and members, we’re confident that HGNL will rise to become a recognized name in the financial sector in the coming years.
Our leadership stands beside every member, committed to making your goals a reality — because when you grow, we all grow.
HGNL BOARD OF DIRECTORS
HGNL HGNL Nidhi Limited is a rapidly Growing Organization ,this show how hard we will work . To be successfully in HGNL nidhi limited you require only toe things, First to believe in what you dream and second firm belief on HGNL nidhi limited .Which in positive way to meet people dreams my best wishes are always with you .we with you and the whole HGNL nidhi limited management team in with all of our members for achieving his/her dreams This is the first venture of financial company with the support of customers/members ,within a couple of years ,company will reach the highest position in the Banking sector.
KAPIL BHARDWAJ
CHAIRMAN & CEO
Experienced banking professional with over 8 years in the financial services sector and 4 y...Read More
ISRO THAKUR
MANAGING DIRECTOR
ISRO Thakur serves as the Managing Director of HGNL Nidhi Limited, bringing 4 years of focu...Read More
SONU KAPOOR
MANAGING DIRECTOR
Sonu Kapoor brings 4 years of solid experience in managing core financial operations and st...Read More
AJAY BHARDWAJ
DIRECTOR
Ajay Bhardwaj brings 5 years of strong expertise in financial services and organizational o...Read More
KARANVEER SINGH
DIRECTOR
Karanveer Singh brings visionary leadership and a passion for inclusive financial growth to...Read More
Guiding Growth, Empowering Lives
Eligibility and Documentation for Gold Loan
We’re on a mission to create equal financial opportunities and build a better future through trust, inclusion, and people-first services.
Our Mission
Our mission is to offer affordable financial services, foster saving habits, and serve the underserved through cooperation, innovation, and integrity. We’re here to provide personalized, cost-effective solutions that put people first and support long-term financial well-being.
Our Vision
We envision a future where everyone, regardless of background, has equal access to financial services and the opportunity to live a better, empowered life. Our roadmap is guided by sustainable growth, social inclusion, and a commitment to build a strong, trusted community.
Built on Trust, Grown with Purpose
Why People Trust Us
At HGNL Nidhi Limited, we're more than a financial service provider — we’re your trusted community partner. From secure savings to quick gold loans, we prioritize transparency, simplicity, and the real needs of our members. That’s why thousands across Himachal Pradesh rely on us to grow and protect their hard-earned money.
2500+ Happy Members
Thousands of individuals and families have trusted HGNL for safe deposits and timely loan services. Our member-first approach makes us a growing choice in local finance.
Government Registered (MCA)
We’re officially registered under the Ministry of Corporate Affairs (MCA), giving you peace of mind that your money is in safe and compliant hands.
Quick and Hassle-Free Loans
Apply, verify, and receive – it’s that fast. We offer gold and mortgage loans with minimal paperwork, flexible repayment, and fast disbursal.
Safe and Transparent Deposits
Our savings, recurring, and term deposits are built around your needs. No hidden charges, no confusion — just honest returns.