About HGNL Nidhi Limited
Your Trusted Financial Partner for Growth, Security & Savings
Building Trust, Securing Futures
HGNL Nidhi Limited – Your Partner in Financial Growth
HGNL Nidhi Limited is a government-recognized Nidhi Company registered under the Ministry of Corporate Affairs, India. With our head office located near SBI and Post Office, Chowari, we are dedicated to promoting financial wellbeing through secure deposits and reliable loan services. Built on the values of trust, responsibility, and mutual growth, we empower members with tailored financial solutions that ensure security and prosperity.
- Registered Under MCA
- Trusted by 2500+ Members
- Safe & Transparent Deposits
- Quick Gold Loans
Built on Trust, Grown with Purpose
Why People Trust Us
At HGNL Nidhi Limited, we're more than a financial service provider — we’re your trusted community partner. From secure savings to quick gold loans, we prioritize transparency, simplicity, and the real needs of our members. That’s why thousands across Himachal Pradesh rely on us to grow and protect their hard-earned money.
2500+ Happy Members
Thousands of individuals and families have trusted HGNL for safe deposits and timely loan services. Our member-first approach makes us a growing choice in local finance.
Government Registered (MCA)
We’re officially registered under the Ministry of Corporate Affairs (MCA), giving you peace of mind that your money is in safe and compliant hands.
Quick and Hassle-Free Loans
Apply, verify, and receive – it’s that fast. We offer gold and mortgage loans with minimal paperwork, flexible repayment, and fast disbursal.
Safe and Transparent Deposits
Our savings, recurring, and term deposits are built around your needs. No hidden charges, no confusion — just honest returns.
Built on Trust, Grown with Purpose
Govt. Approved Registration Certificate
HGNL NIDHI LIMITED is proudly registered and governed under applicable financial and cooperative norms in India. Below is the official certificate issued by the concerned authority, validating our commitment to legal compliance and ethical operations.
Guiding Growth, Empowering Lives
Eligibility and Documentation for Gold Loan
We’re on a mission to create equal financial opportunities and build a better future through trust, inclusion, and people-first services.
Personalized Financial Services That Work for You
What We Offer
At HGNL Nidhi Limited, we combine trust with technology to bring you easy-to-access and member-focused financial solutions. Whether you’re looking to grow your savings or need quick funds, we have something tailored just for you.
- Gold Loan Plans with Fast Disbursal
- Term & Recurring Deposit Schemes
- Safe & Transparent Savings Accounts
- Mortgage Loans for Personal & Business Needs
- Online Recharge & Money Transfer Facility
- Mobile App for Members & Agents
Meet Our Team
HGNL Nidhi Limited is a rapidly Growing Organization, this show how hard we will work.To be successfully in HGNL nidhi limited you require only toe things, First to believe in what you dream and second firm belief on HGNL nidhi limited. Which in positive way to meet people dreams my best wishes are always with you.we with you and the whole HGNL nidhi limited management team in with all of our members for achieving his/her dreams This is the first venture of financial company with the support of customers/members, within a couple of years, company will reach the highest position in the Banking sector.
Our Partners
Trusted by Businesses, Partners & Professionals
What Our Clients Say
HGNL Nidhi Limited is proud to be the preferred financial partner for organizations and professionals across the region. Here’s what our clients say about working with us.
Connect With Us
We’re always here to help. Fill out the form or reach us directly at the details below.
Visit us at our office or call us — your financial growth journey starts here.